This post was originally published on this siteRelying on bond funds for steady returns has worked out well, until recently. U.S. bond investors have enjoyed a long bull market that started in the early 1980s, when interest rates were as high as 17 percent. Interest rates and bond prices move in opposite directions. As rates … Read moreThe outlook for bonds: TSP F Fund and G Fund
This post was originally published on this siteThose of us who were investing during the dot.com bubble probably remember Federal Reserve Board Chairman, Alan Greenspan’s “irrational exuberance” speech in December 1996: Lower risk premiums imply higher prices of stocks and other earning assets. We can see that in the inverse relationship exhibited by price/earnings ratios … Read moreHere we go again: Irrational Exuberance
This post was originally published on this siteThe Thrift Savings Plan (TSP) for Federal civilian employees and members of the uniformed services is considered one of the finest retirement savings plans in the United States. The TSP has long given you the ability to make your own investment decisions, as each participant is unique and … Read moreThe new Thrift Savings Plan (TSP) Roth Option
This post was originally published on this siteIf you’ve been investing in the Thrift Savings Plan for more than just a few years, I’m sure that you remember what happened to the TSP stock funds during 2008 and early 2009. The C Fund, which tracks large cap U.S. stocks, lost over 55 percent of its … Read moreTSP Funds recover from the Great Recession
This post was originally published on this siteNow that you have a good understanding of the available TSP investment options and historical risks and returns of the various TSP funds, you may be wondering how to actually invest in the Thrift Savings Plan. What’s a good investment strategy? How do you decide which funds to … Read moreHow to invest in the Thrift Savings Plan
This post was originally published on this siteInvestors in the Thrift Savings Plan can choose from any of the available 10 funds we describe and track on our TSP Funds page, but rather than getting into the nitty gritty details about each fund, this post presents a high level overview of what you’re investing in … Read moreAvailable investment options in the Thrift Savings Plan
This post was originally published on this siteInvestment risk can be measured in different ways. In this article, we’ll take a look at two popular risk metrics: volatility and maximum drawdown. These statistics (and a lot more) are calculated on our TSP funds page, and updated every business day. One popular risk metric is volatility. … Read moreWhat are the riskiest TSP funds?